When my wife and I decided to write a will, our lawyer also suggested that we get additional life insurance. We had some life insurance but it would probably just be enough to cover our funeral expenses and maybe pay off the mortgage on our house. Since we have five small children, our lawyer told us that we should get the additional life insurance to help provide for their future.
I thought that our lawyer was right and I decided to get some life insurance quotes right away. My insurance agent told me that the quickest life insurance to get was no medical life insurance. I told him to just use the old information that was on our current smaller policy and get me life insurance quotes right away. He had three different no medical life insurance quotes for my husband and I by the end of the day and we had to look them over and choose the ones that we thought were best for us.
The no medical life insurance policy that we went with, made us feel as though our kids would be taken care of for many years, if something would ever happen to us. It is a good feeling to know that you are prepared for whatever life may throw you.